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December 24, 2015

About outdoors Insurance and how much you understand it?

Outdoor trips, is a wonderful thing, to make your trip more perfect security issues must also be considered Oh! Did you ever think to travel abroad need to pay attention to what matters it, whether thought to buy travel insurance? In fact, in When you develop your travel plans, whether it is travel with the group, or by car or Walks, you should buy travel-related insurance, so that not only can cope with the consequences of emergencies caused, but also make your heart peace, Let your trip more joy. The following to introduce you to some outdoor little knowledge of insurance. To see if you understand it?

Outdoor what kinds of insurance have it, here to introduce you to a simple outdoor types of insurance. Outdoor Insurance Main products: Visitors accident insurance, travel personal accident insurance, traveling life insurance, travel insurance and travel assistance help insurance, where the first three basic insurance.

1, visitors accident insurance: go traveling, traveling by boat is indispensable. Afraid of ten thousand, I'm afraid if, on the last line of insurance is equal to a seat belt. Visitors mandatory accident insurance premiums is included in the fare within the visitors in the purchase of tickets, tickets, in fact, has been voted the insurance premium is 5% of its fare calculation, each insurance insurance amount is two million. Insurance period is the half-way ticket or stop the boat from the car, to get off the ticket outbound or disembark midway stop. In the insurance validity period, due to an accident resulting in death tourists, disability or loss of bodily functions, in addition to the provisions of the insurance company to pay medical expenses, but also pay insurance premiums to the families of the injured or deceased.

Tickets, tickets and tickets for attractions mostly contain insurance, these tickets will have significance insurance certificate. Once an accident occurs, they claim insurance compensation and insurance payment basis, it should be properly preserved.

2, travel personal accident insurance: Prior to the scenic tour, experience the thrills of tourism projects, it is best to choose voluntary personal accident travel insurance. Insurance companies now offer the insurance, the premium one yuan each, the insurance amount 10,000 yuan, making up to 10 copies of the insured. Insurance period is the time to buy insurance to enter the tourist attractions from when to leave interest only.

It should be emphasized that, visitors can follow the size of the safety factor of the tourism project, the insured has made the choice to buy or not to buy. But to participate in the following tour, you'd better throw a Insurance: adventure tours, such as the Grand Canyon, cave adventures, adventure, desert, grassland tourism; eco-tourism, such as the Wild Animal Park to watch animals, to wild plants in the park picnic, CAMPING, etc. Adventure tour, as were fast-flowing river rafting, climbing cliffs like.

3, traveling life insurance: The Insurance premiums 1 yuan each, from the date of lodging of zero, the insurance period of 15 days expires you can renew, one can cast multiple copies. Each insurance is divided into three areas: one for traveling insurance 5000 yuan, two for traveling courageous insurance 10,000 yuan, three for the visitors belongings were accidental damage or robbery and awarded compensation of 200 yuan. In the insurance period, visitors because it was an accident, external attack, murder or for the protection of their own or other people's lives and property caused their own death, disability or loss of bodily functions, or carry-on items are stolen, robbery, insurance companies according to different standards insurance payments.

4, travel assistance insurance: This type of insurance is generally offered domestic insurance companies insurance, the insurance company and the International Rescue Center jointly launched the SOS, visitors encounter danger regardless of any place at home and abroad, you can call to obtain free relief. The original travel personal accident insurance services expanded to traditional insurance companies generally post claims extending forward to provide timely and effective relief changes when the accident occurred.

5. Travel help insurance: such insurance is very suitable for travel abroad. With its support, the tourists in the event of an accident or because of who do not understand local customs regulations caused a legal dispute, simply dial the phone, you'll get gratuitous relief.

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